Stop Phone Calls Letter (FREE Downloadable form)
Cease and Desist Letter for Debt Collectors
Use this letter to stop debt collectors from calling you. Once the collector receives your letter, the FDPCA allows the collector to contact you one final time, in writing, to let you know what action, if any, the collector will take next. See bottom of page for easy instructions.
______________________________________________________________
Your Name
Address
City, State Zip
Date
Certified Mail (put in number from green card)
Debt Collector’s Name
Address
City, State Zip
Re: Account Number
Dear Debt Collector:
Pursuant to my rights under the FDCPA, I am demanding you immediately stop communication with me, and my family, friends, and employer regarding this and all other alleged debts you claim I owe.
I am refusing to pay this alleged debt.
If you do not comply with this demand, I will pursue all legal claims I may have against you.
Your Name and signature
______________________________________________________________
Tips for Using the Cease and Desist Letter Template
Read these all the way through before doing anything.
- Hand write the letter neatly
- Put in with your information including the current date, your name, address, and account number given by the debt collector.
- Make a copy of the letter.
- Go to the post office to mail and they will show you how to do the certified mail return receipt requested. Bring these instructions with you if you’re not sure what to ask them at the post office.It will cost $3-4. It’s worth it
- Write the return receipt number on the letter before you send it.
- They will give you a receipt.
- Bring that home and staple to your copy of the letter .
- When the green card comes back also staple that to your copy of the letter. You now have proof you sent it and that they got it.
- Keep the copy in a safe place.
