Debt Collection Harassment Archives - Patric Lester and Associates

January 2, 2020

3 Reasons Why You May Not Want to use Credit Repair Companies

First: The reason you are likely having troubles may be inaccurate or obsolete information, not just negative credit. Many credit repair clinics try to abuse the system and get accurate information removed by a procedural ploy of disputing the account and hoping that the creditor fails to respond. We, on the other hand, go after...

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January 2, 2020

5 Ways to Find Out How Experienced a Lawyer Is

Sure you can Google, Facebook and Twitter a lawyer and they can write anything they want on their website. But for the hard facts try these. 1. Are they licensed in your state? Verify that they are licensed at the State Bar Association’s web site and see if and when they got their license. Missouri,...

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January 2, 2020

Time-Barred Debts

What Are Time-Barred Debts? There’s no doubt about it: you are responsible for your debts. If you fall behind in paying your creditors — or if you dispute the legitimacy of a debt — a debt collector may contact you. “Time-barred” debts are debts so old they are beyond the point at which a creditor...

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February 4, 2016

Debt Collectors Calling Your Cell? What is the TCPA?

Debt Collectors calling your cell? A lot of people think it is OK for a bill collectors and salespeople to call or text you on your cell. Well, most of the time, a lot of times it’s not… and it can cost them $500 to $1500 a call under the Federal Telephone Consumer Protection Act...

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